'...as we believe with the adoption of AI, our IT services companies' revenue models will have to undergo a reset, which may in turn impact their potential for earnings growth.'
The Indian mutual fund industry has evolved greatly in the last few years and the regulator has pushed it to become more transparent and investor-friendly.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Are you sitting on big losses on your mutual fund investments? Is there a way in which you can recover your losses?
India's gross savings rate is projected to be nearly 47 basis points higher in FY25 than previously estimated, following the Securities and Exchange Board of India's (Sebi) revision of the methodology for calculating household savings routed through the securities market.
How well a mutual fund does largely depends upon the performance of companies in which its funds have been invested.
For retail investors, who have money, but don't have time and expertise, mutual funds are perhaps the only way to invest in stock markets.
It is important to engage the services of a competent and experienced financial planner who can help you build a mutual fund portfolio
The first phase of this online platform will be in place by March 2010
Mutual funds are the right way to invest in stocks and bonds for individual investors.
Mutual funds' equity buying remained elevated for the fifth consecutive month in December, taking the net equity purchase past Rs 1.7 trillion in 2023. The aggressive buying in December indicates that flows into equity funds are likely to have remained unaffected by the sharp run-up in the market last month. Mutual funds (MFs) bought equities worth Rs 23,000 crore last month (until December 28) compared to Rs 18,000 crore in November, shows data from the Securities and Exchange Board of India (Sebi).
'A favourable base, last year's policy measures, the carryover impact of a good monsoon and improving earnings should all help.'
Financial planning expert Sailesh Multani offers some investment tips.
In recent times, 'inflation' has emerged as a buzz word of sorts. Simply put, inflation is a situation wherein too much money chases a limited number of goods. This leads to a fall in the value of money. Inflation is often expressed as a rise in the price level. For example, a product that costs Rs 100 now, would cost Rs 105 a year hence, assuming that prices rise at 5 per cent annually.
When making a buy or sell decision on a fund, it is essential to look beyond profits, says Kavitha Krishnan
India's mutual fund industry is one of the brightest spots in an already fast-growing domestic financial sector.
Investors pumped in more than Rs 37,000 crore (Rs 370 billion) in various mutual fund schemes in May taking the total funds mobilisation during the first two months of the current fiscal to Rs 1.44 lakh crore.
The mutual fund (MF) industry had an action-packed 2023 as it tackled the scrapping of tax benefits for debt fund investors and surging flows into equity funds.
In an hour-long chat on rediff.com on Friday, financial planning expert Vicky Mehta offered some valuable tips.
ELSS is a great instrument for tax planning which also ensures good returns. But investment should be carefully planned.
After abolition of entry load on buying of mutual fund units there is more good news in store for investors. Now, they can buy or redeem (sell) mutual fund units over the Internet too.
Contributions to mutual fund schemes through systematic investment plans or SIPs remain unfazed from the market volatility in 2022 with inflow growing to Rs 1.5 lakh crore in 2022, a surge of 31 per cent from a year earlier, due to higher retail participation. In comparison, an inflow of Rs 1.14 lakh crore through the route was registered in 2021 and Rs 97,000 crore in 2020, data with the Association of Mutual Funds in India (AMFI) showed. Going ahead, SIP numbers are expected to continue to remain strong in 2023 as investors are increasingly appreciating the importance of regular investing through the route, Kaustubh Belapurkar, director - manager research at Morningstar Investment Adviser India, said.
For India, the goal is not simply to host another grand diplomatic gathering. It is to prove that a diverse coalition of emerging powers can still deliver.
The Enforcement Directorate has arrested Jai Prakash Gandhi in connection with an alleged land acquisition compensation fraud amounting to Rs 9.27 crore related to the Bharatmala highway project in Chhattisgarh. Gandhi is accused of illegally acquiring land and fragmenting it to claim inflated compensation from NHAI.
The Enforcement Directorate has arrested Jai Prakash Gandhi in connection with an alleged land acquisition compensation fraud amounting to Rs 9.27 crore related to the Bharatmala highway project in Chhattisgarh. Gandhi is accused of illegally acquiring land and fragmenting it to claim inflated compensation from NHAI.
Mutual funds can emerge as preferred investment avenues for retail investors, but the onus of educating the investor and getting him to invest, lies with the MF industry.
A look at five consistently performing equity mutual funds which look promising to perform well in the New Year.
'It's not about individuals operating the mule accounts being more or less skilled. Instead, 'lower-level' refers to the role the individual account plays in the broader mule network.'
Reliance Industries, Grasim, and ITC were the top held stocks by mutual funds in terms of value in July.
Buoyed by 'extremely good response' for its debenture issue, L&T Finance said it is open to enter into the mutual fund business through both organic and inorganic routes.
Coming down heavily on MF players who in recent past chose to use shareholder fund to buy out debt of bleeding invested companies, Sebi said MFs can't have standstill agreements with companies and will take action against fund houses for such deals.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
In recent times small investors are putting their money into mutual funds rather than in initial public offerings or investing directly in the stock markets due to market volatility.
